Plastic surgery could be included in your health care insurance plan. Many major medical plans will address reconstructive plastic surgery. What this means, is that if you need surgery to correct an abnormality in your body that’s hereditary (inherited) or developing or if the abnormality is a direct result infection, stress, tumors, or infection, then your surgery is reconstructive. That is the American Medical Association’s (AMA) definition.According to this same organization cosmetic surgery is elective. It is done largely to reshape normal body structures as a way of strengthening the patient’s self-esteem and appearance.There are several essential things to remember. First, neither your physician or the AMA makes the final call concerning what’s reconstructive and what’s cosmetic—the insurance carrier does. Like in the not too distant past, circumcision on newborn males was regarded reconstructive and all insurance polices protected it. Today, infant circumcision is longer covered by a great many insurance companies no because it is now viewed by them as cosmetic.The American Society of Plastic Surgeons as make a summary of surgical procedures that you insurance company might consider protecting. The are:( 1) Nasal surgery provided the surgery is performed to correct problem breathing or a disability of birth or disease.( 2) Ear surgery to correct a birth, infection, or injury deformity.( 3) Breast surgery to correct asymmetry (one breast bigger than another). Or to lessen larger chests that cause health issues for the lungs or back. And to minimize huge guy breasts.( 4) Facial surgery only if it’s to rebalance the face area after a stroke.( 5) Hand surgery to address Dupuytren’s contracture, carpal tube, nerve and muscle injuries and deformities.( 6) Eyelid surgery is often authorized to correct conditions that interfere with vision or to correct a deformity due to injury or disease.If you are considering plastic surgery of any kind consult with your insurance carrier and your physician to see if your method is covered.
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